Short Term Health Insurance
Unexpected illness/sickness or accidents happen any time and the resulting medical bills can be ruin your financial situation. At a such event, you have option to protect yourself financially through short term health insurance.
Short term health insurance, also known as a temporary health insurance. It is a specially designed to provide health cover for very short period from 6 months to 1 year. For the sickness or injuries, it covers medical expenses. It includes hospitalization services, diagnostic tests, emergency services and follow up visits. But, generally it doesn’t cover routine preventative or pre-existing conditions. And short term health insurance policies exclude coverage for conditions that have been diagnosed or treated previous 2 to 5 years. If you meet this criteria, you should go for long term health insurance cover, in which pre-existing diseases are covered.
At cost, short term health insurance is a fairly in low cost for healthy person. There is a wide range of option to choose from very basic coverage to almost total comprehensive coverage.
Short therm health insurance is always good for college graduates or person in job for a few period. And also it can be a great solution for those people who end up between insurance plans. Although temporary plans are won’t be permanent solution for your health care needs, bet it will ensure continuity of health care coverage.
Most of people go with temporary coverage, because it covers more scenarios and stay in effect for longer period of time. Short term is a just way to cover yourself for a while. If you do not want to purchase permanent health insurance for any reason then short term health insurance is a ideal option for you.
Key Features of Short term health Insurance
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Temporary coverage for 1 to12 months
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Coverage start within 24 hours
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Affordable cost
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Application process simple than permanent health insurance
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