Patriot Trip – Travel insurance plan is a beneficial trip cancellation insurance plan that comes into use when a pre-planned trip gets canceled under unforeseen circumstances. The insured can file for reimbursements for expenses incurred during the trip like travel reservations, emergency reunion, travel delays, personal baggage loss, repatriation of mortal remains in case of death of the insured, emergency evacuation and also any medical expenses incurred during the travel along with dental surgery expenses during the trip.

This patriot travel insurance is ideally suited to cover a vacation wherein you may be able to recover un-utilized payments and deposits that are normally not refundable in the case of cancellation or interruption of the trip during the planned period.

To be eligible for this travel health insurance policy which includes trip cancellation coverage benefits, the minimum cost incurred by the traveler for the trip should be $500, the destination should be at least 120 miles away from the point of start and the duration of travel should not exceed 30 consecutive days.

Once the completed application form is submitted by the traveler along with the necessary payment, the trip cancellation benefit becomes effective from midnight. The travel medical insurance policy becomes valid right from the date you depart for the travel.

The Patriot Trip – Travel insurance validity ends on the date on which the insured returns (earlier or as planned), or till the coverage period lasts as indicated in the trip cancellation insurance policy (whichever is earliest).

The Patriot Trip – Travel medical insurance plan offers full refund of charges if the travel insurance policy certificate is returned within 10 days of receipt and the insured has not departed for travel within these 10 days and no claims have been made so far under the purchased insurance plan.

The premiums rates of this travel medical insurance plan varies between every individual and the calculation is based on certain factors like total cost of trip, age of the individual and the other travelers accompanying the insured during the trip.

The pre-existing medical conditions are waived off for travelers who are less than 70 years old and have purchased this travel medical insurance plan within 14 days of paying the initial deposit to the travel agent. In addition, the insured individuals should be declared medically fit to travel on the date of applying for the Patriot Trip – Travel medical insurance plan.

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Tags: Family health insurance

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