What Is A Good Health Insurance For Children With Special Needs?
My son is upon the stuff oneself blood vessel due to the tiny bowel medical operation he perceived final year. My father as well as we have been returning to the full work report as well as the illness word (Tricare) does not cover the helper for him, or special daycare since his usually special need is the stuff oneself blood vessel as well as the remedy he receives by it. Apparently that’s not enough. So is there the great association which we can squeeze word by who will cover these sorts of things for him?
I’m sorry to hear about your son being in this condition.
There is not a company that will insure him to cover the medical problems that he has, that I know of. There are some which say they are guaranteed issue, and cover pre-existing conditions, but they are not Major Medical coverages, which you need.
You may google “Guaranteed Issue health Insurance” and take a look.
Contact the State Department of Health and Human Services. I’m sure you could get a medical card for him.
Best wishes, and God bless.
OK, the first thing – the best insurance for special needs children, or rather, the ONLY insurance you can get outside of your employer, would be Medicaid, through your state children’s health insurance program. If you’re stationed outside of the USA, I have no idea if/how it would work.
BUT, it’s highly unlikely that a health insurance company is going to pay “long term care” type costs – which would include special needs daycare (heck, it doesn’t pay ANY daycare!) or private nursing.
I think you should try having one of you stay at home with the child.
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I would think Medicaid would cover these things.